Official XRP Wallet

Secure Your XRP Assets with Complete Control

Toast Wallet is the trusted open-source solution for storing, sending, and receiving XRP (Ripple) cryptocurrency. Experience enterprise-grade security with user-friendly design across all your devices.

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Secure & Verified

rXrpToastWalletSEcureAddreSS78901234567890

Available Balance

1,250.75 XRP

Your keys, your coins

Advanced XRP Wallet Features

Toast Wallet combines powerful functionality with intuitive design to provide the ultimate XRP management experience.

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Complete Key Control

Your private keys are generated and stored exclusively on your device with military-grade encryption. No third-party has access to your funds.

Local key generation & storage
Encrypted with AES-256-GCM
No cloud backups of private keys
Full ownership and control

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Cross-Platform Sync

Access your XRP from any device while maintaining security. Encrypted backups enable seamless restoration.

Windows, macOS, Linux support
iOS and Android mobile apps
Secure encrypted backups
Multi-device synchronization

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Instant XRP Transactions

Send and receive XRP in seconds with minimal network fees. Advanced features for experienced users.

3-5 second transaction confirmation
Custom transaction memos
Multi-signature support
Address book for frequent contacts

Enterprise-Grade Security Architecture

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Zero Knowledge Architecture

Toast Wallet operates on a zero-knowledge principle. We never have access to your private keys, recovery phrases, or transaction data. All cryptographic operations occur locally on your device.

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Multi-Layer Protection

Combination of PIN protection, biometric authentication (where available), and encrypted local storage creates multiple security layers against unauthorized access.

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Regular Security Audits

As open-source software, Toast Wallet undergoes continuous security reviews by the global cryptocurrency community and professional security audit firms.

Security Best Practices

✓ Always write down your recovery phrase on paper
✓ Store backups in multiple secure locations
✓ Enable PIN protection on all devices
✓ Verify wallet addresses before transactions
✓ Keep your software updated to latest version

Getting Started with XRP Toast Wallet

Follow this step-by-step guide to securely set up your XRP wallet and begin transacting.

Download & Installation

Visit the official Toast Wallet website and download the appropriate version for your operating system. Always verify the download checksum to ensure you have an authentic, unmodified version of the wallet software.

Security Tip: Only download from the official xrp-toastwallet.com domain to avoid malicious clones.

Wallet Creation & Backup

Create a new wallet and securely record your 24-word recovery phrase. This phrase is the only way to restore your wallet if you lose access to your device. Store it offline in multiple secure locations.

Critical: Never store your recovery phrase digitally or share it with anyone. Anyone with this phrase can access your funds.

Security Configuration

Set up a strong PIN code for wallet access. Enable biometric authentication if your device supports it. Configure automatic wallet locking for added security during periods of inactivity.

Best Practice: Use a unique PIN not used for other services and avoid simple patterns.

Fund Your Wallet

Receive XRP by sharing your wallet address (starting with 'r...'). You can purchase XRP from reputable exchanges and withdraw to your Toast Wallet address. Always maintain a small amount of XRP for transaction fees.

Note: XRP wallets require a minimum reserve of 10 XRP, which cannot be sent until the reserve requirement changes.

Available on All Your Devices

Toast Wallet provides a consistent, secure experience across all major platforms.

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Windows

10 & 11

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macOS

10.14+

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Linux

All Distros

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iOS

13.0+

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Android

8.0+

Frequently Asked Questions

Get answers to common questions about Toast Wallet and XRP management.

Is Toast Wallet really free to use? +

Yes, Toast Wallet is completely free open-source software. There are no fees for using the wallet itself. You only pay the standard XRP network transaction fee (typically less than 0.00001 XRP per transaction), which goes to the XRP Ledger network, not to the wallet developers.

What happens if I lose my device or recovery phrase? +

If you lose your device but have your recovery phrase, you can restore your wallet on any new device. If you lose both your device and recovery phrase, your funds are permanently inaccessible. This is why securely storing your recovery phrase in multiple locations is critically important.

Can I use Toast Wallet with hardware wallets? +

Toast Wallet is designed as a software wallet solution. For maximum security with large XRP holdings, we recommend using a dedicated hardware wallet (like Ledger or Trezor) in combination with their official XRP wallet interfaces, then transferring smaller amounts to Toast Wallet for daily use.

How does Toast Wallet make money if it's free? +

Toast Wallet is developed as open-source software supported by community donations and grants. Some wallet features may be sponsored by ecosystem partners, but the core wallet functionality remains free and without any hidden fees or profit mechanisms.

Is my transaction history private? +

While XRP transactions are recorded on the public blockchain, Toast Wallet doesn't collect or store your transaction history. Your wallet addresses and transaction patterns remain private from the wallet developers. However, blockchain analysis can potentially link addresses, so for maximum privacy, consider using different addresses for different transactions.